Picture of a snowman and Christmas tree with the text, "Just in Time for the Holidays, Skip a Payment" at the top.

Become a Member

The U-Haul Federal Credit Union is YOUR financial institution. You are a member and an owner. Your Membership Savings Account represents your ownership in the Credit Union. As a member, you can trust our dedication to providing better, more personal services to you.

Credit Cards

Enjoy the everyday convenience of a credit card while saving on interest with an extended low introductory rate. You could save on interest and pay down your other credit card balances faster. Get the flexibility to pay in full or pay down over time.

Harkins Movie Tickets

Harkins Movie Tickets are now available for purchase at the U-Haul Federal Credit Union. Only $10.00 for Ultimate VIP Tickets! *AZ residents only. Funds must be available in savings account at the time of purchase. Members must be present at CU for all purchases.

Message Board

  • QCL Notice

    Attention Members: If you paid off your QCL after 05/23/2022 then you still might have had a payroll deduction that went into your account. If you were supposed to have your first payroll deduction come into your account for 06/02/2022 then please check to see if it came through to pay on the QCL.

  • Payroll Deductions

    We are aware that there is currently an issue with payroll deductions and that we are actively looking into this matter and will update the message board as soon as we get this issue resolved.

  • Process error

    Good morning fellow team member, 

     We identified a process error involving your U-Haul Federal Credit Union loan amount that has impacted results on your current paycheck.  We corrected the error through a special payroll process and have refunded the amount through an additional direct deposit.  Your additional deposit is in process now with banking institutions.  Your refund should be available to you tomorrow.

  • Payroll Deduction Notice

    You may have noticed that your payroll deduction is now going into your savings account. This happened because your payroll deduction was converted to a payroll election and for technical reasons had to be directed to this account. You now have the ability to Add, Change or Delete these elections through uhaullife.com. If you feel the election should have gone into your Checking or is missing, please click on Learn More for more information.

    Learn more

  • Recent Changes

    Dear membership, It is our goal to keep the fees for our services as competitive as possible while still charging enough to make these services available. However, because of increases in the marketplace for banking services, it is sometimes necessary to adjust our rates to compensate. Effective December 1, 2021 the WIRE transfer fee and the Western Union fee will be going up to $20. We will also be launching a new way to transfer funds between your bank accounts – ACH Origination. There will be a $7.00 fee for this service and if we process your request before 1pm the funds will be transferred in the same day. Please contact credit_union@uhaul.com if you have any questions or concerns.

  • SmartDollar Financial Wellness Benefit

    U-Haul Credit Union has teamed up with U-Haul International to help team members who have enrolled in the SmartDollar financial wellness benefit. The credit union will waive the $5.00 membership fee when you join the credit union once you have created your SmartDollar account. All active U-Haul Team members are eligible to participate.

    Maria Hidalgo – Retirement Benefits

    Financial Wellness U-Haul International, Inc.
    602-263-6811 ~ Ext# 530102

  • New Auto Loan Terms – Up to 84 Months

    U-Haul Credit Union  now offering terms for new and used auto loans up to 84 months for loan amounts above $35,000.  Purchase or Refinance your auto loan for 84 months and save on your monthly payments.  Rates as low as 4.75% APR (new) and 5.49% APR (used).  Get Pre-Approved before you go to the dealership and SKIP the hassle of bargaining. GAP, Warranty, and Credit Life & Disability Insurance available. Call the credit union for additional information.


    The Skip A Payment program has made some minor changes.  You can now apply for the skip a payment anytime during the calendar year – one time a year. Loans funded for 1 year or longer are eligible.  Excludes Quick Loans.. Fees $25.00 per loan, per skip. Please call the credit union for further details.

  • ELAN Mastercard

    The credit union offers a MasterCard card thru ELAN Financial Services (the vendor for U-Haul Credit Union) .  Please note – there is information on our website regarding the MasterCard program under the tab How We Serve You.  Please call Cardmember Service at 1-800-249-0646 if you have any questions.  Thank you.

  • Inactive Accounts Notice

    U-Haul Credit Union will be notifying members whose accounts have become inactive for 1 year or longer.  If you receive this notice in your member statements, please respond to the credit union. You can activate your account by making a deposit or withdrawing funds.  The notice gives you options.  If after 3 years your account remains dormant, we are required to send your account balance to the State of Arizona (Escheat Law). If you have any questions, contact the Credit Union at 602-263-6655.