U-Haul Federal Credit Union understands this, which is why we offer Courtesy Pay. Courtesy Pay is a non-contractual overdraft protection service that requires no action on your part to enroll. There are no fees to have Courtesy Pay available on your share draft account. You only pay our standard NSF fee of $30.00 if you use Courtesy Pay to cover an insufficient item. With Courtesy Pay, instead of your check being returned or your debit card purchase being declined, we may pay or approve those items up to your overdraft limit of $300.00.
Courtesy Pay is automatically available to our share draft checking account holders for checks, automatic bill payments and other debit transactions. If you would like to have overdraft protection through Courtesy Pay for your ATM withdrawals and everyday debit card purchases, simply ask us to add Courtesy Pay protection for these types of transactions. For more details about adding Courtesy Pay overdraft coverage for ATM and Debit card purchases see Brash Opt In.
Courtesy Pay is one more way we can help you meet your unexpected financial needs.