What is AD&D?
Accidental death and dismemberment insurance or AD&D is a product that is offered by Minnesota Life by virtue of you being a member of the credit union. The insurance is billed quarterly from your account. If the funds are not available, the account will be charged an NSF fee. The premium amount is based on the needs of the member and is approved by the member. The credit union cannot make changes to the policy itself since the credit union is not the issuer. In order to make changes or to cancel the policy you will need to contact the insurance company directly at 1-877-607-4376.